Cardano Whales Shift Focus: Accumulating $0.04 MUTM Altcoin as Next Big Crypto by 2027

In a surprising turn in the cryptocurrency market, major Cardano (ADA) whales are reportedly diverting their attention from their native token to an emerging altcoin priced at just $0.04, positioning it as a potential contender for the next big cryptocurrency by 2027. On-chain data reveals aggressive accumulation of Mutuum Finance (MUTM), a presale token that has sold out its Phase 6, signaling strong investor confidence amid ADA’s price struggles.[4]
ADA’s Mixed Signals: Whales Sell and Buy Amid Price Volatility
Cardano’s ADA token has been under pressure, trading around $0.54 after a 33% decline over the past month. Whales holding between 100,000 and 1,000,000 ADA offloaded over 4 million tokens in a single week, exerting significant sell-side pressure as the price stabilizes above the $0.53 support level.[1] Despite this, other data paints a bullish picture: whales accumulated 348 million ADA worth $204.3 million in just four days—the strongest buying wave since May 2025—viewing the dip as a buying opportunity.[2]
This dichotomy highlights whale strategies. While some trim positions amid regulatory uncertainties in the US and sluggish trading, others bet on historical patterns. Analysts note that ADA has consolidated between $0.50 and $1.30 for much of 2025, similar to setups in 2023 and 2024 that preceded 200-300% rallies.[2] The upcoming Cardano Summit 2025 in Berlin adds to optimism, though the altcoin season index at 39 points reflects broader market caution.[2]

MUTM Emerges as Whale Darling: Presale Sells Out, 380% ROI Potential
Enter Mutuum Finance (MUTM), the under-$0.05 altcoin capturing whale interest. Priced at $0.04 in Phase 7, MUTM has raised $19.5 million since its presale launch, with 18,560 holders onboard. Phase 6 sold out rapidly, and Phase 7 is moving fast, promising a 20% price hike to $0.045 in Phase 8 and a launch price of $0.06—offering up to 380% ROI from early phases.[4]
What sets MUTM apart? Its aggressive tokenomics, retail-friendly narrative, and roadmap emphasize speed and utility over Cardano’s slower processes. Investors praise MUTM for faster transactions and high demand, bypassing governance complexities for straightforward growth.[4] ADA whales, frustrated by Cardano’s 20% monthly losses despite positive developments like community governance enhancements, are pivoting to MUTM for explosive potential.[4]
Market Context: ETF Buzz and Altcoin Momentum
The broader crypto landscape fuels speculation. A YouTube analysis highlights whale accumulation of 348 million ADA alongside ETF filings, including a 2x leveraged ADA ETF by Tuttle. Solana ETFs from Bitwise and Franklin Templeton are live, with combined assets nearing $1 billion, signaling institutional interest.[3] Meanwhile, altcoins like SHIB remain whale favorites, but MUTM’s presale momentum positions it for 10-15x returns.[5]
Polymarket odds temper Bitcoin hype, doubting a $150,000 rally by 2027, shifting focus to altcoins with strong fundamentals.[6] Cardano price predictions suggest long-term viability, but MUTM’s rapid presale success and whale backing make it the “next to explode.”[7]
| Metric | ADA | MUTM |
|---|---|---|
| Current Price | $0.54 | $0.04 (Phase 7) |
| Recent Whale Activity | Mixed: Sell 4M, Buy 348M | Aggressive Accumulation |
| Presale Raised | N/A | $19.5M |
| Potential ROI | 200-300% (Historical) | 380% to Launch |
Risks and Outlook: Regulatory Hurdles Persist
Challenges remain. ADA faces US regulatory ambiguity deterring big investors, sluggish trading, and a 30% correction.[4] MUTM, while promising, is in presale—early-stage projects carry high risk. Experts advise caution, but whale moves suggest conviction in MUTM’s utility and growth.[2][4]
As 2026 unfolds, with ETF approvals looming and altcoin seasons hinted, MUTM could ride ADA whale momentum to become a top performer by 2027. Investors eye Phase 7’s sell-out as a final call before prices climb.