Majority of CFOs Poised to Integrate Cryptocurrency into Corporate Finance by 2027, Survey Shows
In a notable shift towards digital assets, nearly one in four North American chief financial officers (CFOs) anticipate that their companies’ finance departments will adopt cryptocurrency by 2027, marking a significant milestone in corporate finance strategy.
According to Deloitte’s Q2 2025 North American CFO Signals survey, which included responses from 200 CFOs of companies with revenues exceeding $1 billion, 23% predict their treasury departments will either accept cryptocurrency as payments or purchase crypto assets as investments within the next two years. This expectation climbs sharply to 39% among CFOs at companies with revenues above $10 billion, highlighting that larger corporations are leading this adoption trend.
Stablecoins — cryptocurrencies pegged to assets such as the US dollar — have emerged as the preferred entry point into digital currency integration. A remarkable 99% of surveyed CFOs foresee long-term use of stablecoins within their operations. CFOs cite advantages such as enhanced client data privacy (45%) and accelerated cross-border payments (39%) due to reduced reliance on intermediaries like banks, which in turn lowers transaction costs and expedites processing.
Despite the enthusiasm around stablecoins, conventional volatile cryptocurrencies like Bitcoin and Ethereum still raise concern. Price volatility tops the list of issues for CFOs, with 43% expressing caution. Other worries include complexities around accounting and control (42%) and the uncertain regulatory landscape seen by 40% of respondents. These challenges reflect ongoing industry accounting challenges; for example, the U.S. Securities and Exchange Commission (SEC) recently rescinded earlier guidance on crypto accounting and convened a task force to develop a new framework, underscoring the regulatory uncertainty.
Interestingly, over half of CFOs (52%) also see potential for using volatile cryptocurrencies in supply chain management, a function where blockchain’s transparency and efficiency could add strategic value.
Steve Gallucci, who leads Deloitte’s CFO Program in the U.S. and globally, emphasizes that CFOs are moving beyond the hype surrounding cryptocurrency. They are strategically assessing where digital currency can improve operational efficiency, reduce friction in global transactions, and future-proof corporate financial infrastructure. “The opportunity isn’t just about innovation; it’s about making informed, strategic moves that align with enterprise value and control,” Gallucci explains.
The growing momentum is also evident in corporate discussions, as 37% of CFOs have already taken the crypto conversation to their boards, and 41% have engaged with their IT directors on the topic. Such dialogues reflect the necessity of building robust governance frameworks and technological infrastructure to support the transition into digital assets.
Recent legislative and regulatory developments bolster this trend. Earlier in 2025, the U.S. Senate passed legislation regulating stablecoins, and the Biden administration has demonstrated increasing interest in a rational framework for digital assets. Additionally, cryptocurrency payments providers are upgrading infrastructure to meet institutional standards, responding to the demands of corporate clients.
This wave of growing crypto adoption among CFOs signals a possible tipping point for mainstream corporate finance. While risks remain, the strategic benefits of digital currencies—especially stablecoins—as tools for efficient, global financial operations are compelling more companies to prepare their finance functions for this transformation.