PostFinance Accelerates Crypto Expansion with New Tokens, Ethereum Staking, and Innovative Asset Mandates
Switzerland’s state-owned PostFinance, one of the country’s largest financial institutions serving 2.5 million customers, has significantly broadened its cryptocurrency services in a series of strategic moves blending traditional banking with blockchain innovation.[1][2]
Trading Portfolio Grows to 22 Cryptocurrencies
The bank announced an expansion of its tradable cryptocurrencies via the E-Finance platform and PostFinance App, adding six new assets to reach a total of 22. The newcomers include Algorand, Arbitrum, Near Protocol, Stellar, USDC, and Sui, enhancing options for retail and business clients seeking diversified digital asset exposure.[2]
This buildout follows PostFinance’s initial crypto entry in April 2023, via a partnership with Sygnum Bank for trading and custody. Early 2024 saw the addition of 11 currencies and savings plans, powered by the TCS BaNCS Global Securities Processing Platform, which enables real-time investments from as little as USD 50 with 24/7 trading and compliant custody.[1][3]
Ethereum Staking Debut Marks Milestone
In a pioneering step, PostFinance has launched Ethereum staking services, positioning itself as the first systemically important Swiss bank to offer this yield-generating feature. Customers can now stake ETH to earn rewards, with plans to extend staking to additional tokens soon, though specifics on timelines or assets remain undisclosed.[1][4]
“This move deepens our commitment to blockchain adoption and merges traditional finance with decentralized technologies,” a PostFinance spokesperson noted, underscoring the bank’s role in Switzerland’s ambition to lead as a global digital asset hub.[1]
New ‘Future’ Mandate Integrates Crypto into Asset Management
Complementing these offerings, PostFinance introduced the “Future” e-asset management mandate on February 16, 2026—the first in Switzerland to combine global investments, megatrends, and cryptocurrencies for retail clients. Under the “Capital gains” strategy, portfolios allocate 80% to diversified global assets, 15% to megatrends like digitization and health, and 5% to selected cryptocurrencies, all within a regulated framework.[5][6]
“We are the first retail bank in Switzerland to integrate globally oriented investments, megatrends and cryptocurrencies into an asset management mandate,” said Philipp Merkt, Chief Investment Officer at PostFinance.[5]
A parallel “Sustainable” mandate focuses on climate-aligned investments, excluding fossil fuel beneficiaries and targeting net-zero by 2050, applicable across strategies with a minimum of CHF 5,000. These additions bring PostFinance’s e-asset focuses to five: Switzerland, Global, Responsible, Future, and Sustainable, all manageable digitally.[5][6]
Broader Context in Swiss Crypto Landscape
PostFinance’s advancements align with Switzerland’s pro-crypto stance. The canton of Bern recently greenlit a Bitcoin mining study for grid stabilization, while officials urged the central bank to hold Bitcoin alongside gold as a reserve. The bank also invested in Zurich’s Wyden platform and supports SME crypto adoption amid growing institutional acceptance projected for 2026-2027.[1][4][7]
| Date | Milestone |
|---|---|
| April 2023 | Launches trading and custody via Sygnum |
| Early 2024 | Adds 11 cryptos and savings plans |
| 2026 | Expands to 22 cryptos; Ethereum staking |
| Feb 16, 2026 | “Future” mandate with 5% crypto |
Implications for Investors and Industry
These developments democratize crypto access for PostFinance’s vast clientele, from retail savers to SMEs, emphasizing secure, regulated entry points. By leveraging TCS BaNCS for agile, API-rich processing, the bank ensures scalability amid volatile markets.[3]
Analysts view this as a bellwether for European banking’s crypto integration, mirroring Commerzbank’s services in Germany. As Switzerland cements its “Crypto Valley” status, PostFinance’s expansions could spur wider adoption, blending stability with innovation.[4]
Customers can access these via app or E-Finance, with ongoing monitoring by specialists. PostFinance continues to prioritize compliance and security, solidifying its leadership in fintech evolution.
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